Find the Best Unsecured Business Loans
Grow your business and manage your cash flow
We provide unsecured cash advances that keep your business moving
The CLICKCAPITAL process follows a unique PAY-AS-YOU-TRADE system, ideal for business owners who have a monthly average of over $10 000 in card sales and have been operating for 6-12 months.
We agree to a fixed repayment percentage and we deduct the repayment from your takings. This can be done using our lenders own eftpos terminals or through your own
Unsecured
Asset security not required. No need to put your house on the line: all you need are director’s guarantees.
Flexible
Cash Advances from $5k – $500k, terms from 3-24 months, for any business purpose.
Fast
Decisions in as little as 1 hour – 90% of customers receive their funds within one business day.
Helpful
Our friendly team is availalbe 9am – 9pm 7 days a week. For support please call 1300 617 673 or chat online.
Fast, Hassle-Free Loan Matching in 3 Easy Steps.
Just 3 Simple Steps to Instant Finance — No Impact on Your Credit Score!
1. Tell Us About Your Business
Answer a few quick questions – it takes less than 2 minutes.
2. Compare Your Options
3. Get Funded Fast
How do I qualify for an unsecured Cash Advance?
At Clickcapital we like to make it easy for you to access the funds you need to grow your business. You can either fill out our, or call one of our friendly team on 1300 617 673, so they can help you with the application. The form takes approximately ten minutes to complete.
For loans of $100,000 or less, all you need to have ready is:
1.Your Driver’s Licence number
2. The ABN for your business
3. The BSB and account number of your main trading account.
For small business cash advances over $100,000 you will also need some basic financial statements like a P&L and cashflow, so we can evaluate the health of your business and see what kind of repayments your business can manage. Once you’ve submitted your application, one of our friendly team will call to check we have all the information we need and customise a solution for you. It really is business finance made easy.
Find out more in our FAQ section at the bottom of this page.
Love at first loan? Our customers think so!
“The team at Clickcapital were amazing. I needed funds to fit out a new surgery. I applied online and within 2 days I had the money in my account”
“I have just taken on two new apprentices and we needed a capital injection to keep us going in between getting paid for jobs. Clickcapital’s Unsecured Business Loan was perfect for us. It kept us going in between being paid”
Fast Funding for Holiday Inventory Boost!
“Clickcapital truly understands the needs of small businesses. When we needed quick funding to purchase new inventory for the holiday season, they made the process seamless. We had funds in our account within 48 hours!”
Seamless Expansion for a Growing Café!
“Expanding our café was a big step, and we needed extra working capital to hire staff and renovate. Clickcapital provided us with a flexible loan that worked perfectly for our needs. Highly recommend!”
Quick Business Loan Secured a Major Contract!
“We needed funding to take on a new commercial project, and banks were taking too long to respond. Clickcapital got us in touch with lenders immediately, and within days, we had the funds to secure the contract.”
Scaling an E-Commerce Brand with Fast Capital!
“As a growing e-commerce brand, we needed a short-term cash boost for our digital marketing campaign. Clickcapital helped us access funds quickly, allowing us to scale our sales and increase revenue.”
Capital in Time to Secure a Game-Changing Deal!
“When an unexpected opportunity to buy equipment at a discounted price came up, we needed fast funding. Clickcapital’s team was responsive and efficient, making sure we didn’t miss out on the deal.”
Got questions? We’ve got answers!
Unsecured Cash Advances are a great tool for growing your business. The banks don’t like doing them because they don’t require your house as security. Here are the questions we often get asked.
How are Clickcapital Loans Different from a traditional business Loan?
What can i use my loan for?
How Fast can I get the Money?
How much do you charge for a Unsecured Business Loan?
What Fees Do You Charge for a Unsecured Business Loan?
What is an Unsecured Loan?
What is a Secured Loan?
How much can i Borrow?
Professional brokers dedicated to securing the right funding for you.
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Disclaimer: Clickcapital helps Australian firms access business finance, working directly with firms and their trusted advisors. We are a credit broker and do not provide finance products ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Clickcapital can introduce applicants to a number of providers based on the applicants’ circumstances and creditworthiness, we may receive a commission or finder’s fee for effecting such introductions. Clickcapital does not provide any kind of advice and in giving you information about providers products, we are not making any suggestion or recommendation to you about a particular product. Offers of finance are subject to a separate assessment process by the provider and subject to their terms and conditions. If you feel you have a complaint, please read our complaints section which is contained within our terms and conditions.
Things you should know: No repayment period offer available to new and existing approved customers on a new or refinanced Prospa Small Business Loan settled between 3 May and 30 June 2021 (inclusive). Approved customers can elect to take an optional initial no repayment period of between 1 to 8 weeks, during which interest will accrue but no repayments will be required. Total loan repayment term will be extended by the time equal to the selected no repayment period (1 to 8 weeks) and interest will accrue from the loan settlement date until the end of the term. Interest that accrues on the loan during the no repayment period is capitalised and included in the total interest expense, and forms part of the regular fixed daily or weekly principal and interest repayments due on each payment date following the end of the no repayment period. Offer only available to businesses established and operating in Australia. Offer not available to refinance an existing Prospa loan that is within a no repayment period at the time of application, or in conjunction with any other Prospa offer. Offer may be withdrawn without notice. Standard credit approval criteria, fees, terms and conditions apply.
100 Douglas Parade, Williamstown Victoria 3016 Australia
