Equipment Finance

  • Loan amounts from $5,000 to 5000000+
  • General plant and equipment, office and IT equipment, software,
    POS equipment, medical and dental, forklifts and excavators or almost any other item
  • Loan term and rate vary by equipment type
  • Choice of fully amortizing or balloon
  • Loans available for private sale
  • Early repayment option available
  • 1 Qantas Point for Every $1 Borrowed up 150 000 (conditions apply)
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Why Choose Clickcapital Equipment Finance?

No Lock Ins

Flexible contract terms with early repayment options available. No need to lock in for a fixed term if it doesn’t suit your business needs.


Loans from $5k – $5000 000, terms from 1 year to 7 years, for almost any equipment class.

Fast Approvals

Decisions in as little as 1 hour – 90% of customers receive their funds within one business day. More complex deals will take longer.


Our friendly team is available 9am – 9pm 7 Days. For support please call 03 93984862 or Chat Online

“We decided to buy a second hand digger. We couldn’t get finance from our regular bank. Clickcapita found us a great deal and we had the funding within a couple of days.”

Jarrod, Plumber, QLD

Helping Business Grow

Through our partnership with some of Australia’s leading lenders we are able to offer a 1 stop shop for all your Business Finance Solutions. Whether you need working capital, new equipment or a vehicle we have a solution for you.

  • Expert Advice

  • Fully Online

  • Insurance & Finance

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Equipment Finance – Frequently Asked Questions

There are a lot of equipment finance options available. Here are some of the common questions we get asked.


This varies depending on what asset you are financing, the health of your business and the industry you operate in. To get a rate quote fill int eh form above and we’ll search through 100’s of products from over 40 lenders to find you the right loan.

No not usually. 99.9% of the time we don’t charge you a fee. For more complex larger deals we may charge a brokerage fee. However you will know about this well in advance.
We get your funds from a a variety of different sources. We have over 40 different bank and non-bank lenders we can choose from.
With over 40 lenders there isn’t much we don’t finance. The three main categories are Yellow Goods, Manufacturing Equipment and Office Equipment

Financial products

Clickcapital Equipment Finance is an expert at structuring specialised financing for a wide range of assets and manufacturers including technology, electronics, and medical equipment. We offer various financing solutions to help any business acquire the equipment they need.

Fair market value (FMV) leases

An FMV lease provides off-balance sheet financing, allows for payment of the equipment as it’s used, and offers flexible end-of-lease options.

Managed service agreements

A managed services agreement is a contract that can consist of a number of different services including hardware, software, commissioning and maintenance bundled together. It may include capacity on demand, utility pricing, shared savings agreements, or usage based financing.

Capital leases

A capital lease has the characteristics of a purchase agreement, does not qualify as an operating lease, and is required to be shown as an asset on the balance sheet. It may be structured with a $1 purchase option at the end of the lease.

Flex leases

A flex lease is a structure with relaxed equipment return provisions designed for distributed assets (PCs, laptops, printers, etc.)

Lease lines

A lease line is a pre-approved line of credit that provides the flexibility to bundle a variety of assets, software, and other costs into one lease.

Sale lease back

A sale lease back is a structure that allows a company to sell existing equipment and lease it back. It is often used to generate cash and remove assets from the balance sheet.


A rental is a structure used when equipment is needed for a limited period or when a company has a short-term need to increase capacity.
We don’t have set rules for loan approvals. Each application is assessed on its merits. Fill in the quick application form at the top of this page to find out if you qualify.
An equipment loan is a commercial finance product. It is designed to provide funds for the purchase of business equipment, while also using that equipment as security on the loan.
Our business is finding you the best financing solution, fast, so that you can get on with yours. So no matter what the equipment you need financing, give us a call and we will find the right solution for you.

If you have any other questions, please contact us

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