Thanks {First Name}, your matched lenders are Homesec & Fundspot

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homesec.com.au

HomeSec Business Finance is a specialist short-term business lender in Australia, known for fast, no-nonsense funding secured against property. With a focus on speed and flexibility, HomeSec supports businesses that need urgent capital—often when traditional banks say no.
Loan Amounts: $20,000 to $5,000,000
Loan Terms: 1 to 24 months
Security Requirements: Secured against real estate (residential, commercial, or rural property)
Repayment Options: Interest-only with balloon repayment at the end of the term
Funding Speed: Approval in hours, funding typically within 24 hours of signing
HomeSec is ideal for business owners needing fast access to funds for time-sensitive opportunities, cash flow gaps, tax debts, property purchases, or urgent business expenses—without the red tape.

fundspot.com.au

FundSpot is an alternative business lender in Australia, offering fast and flexible funding solutions designed to support small to medium-sized businesses. With a focus on simplicity and speed, FundSpot makes it easy for business owners to access working capital when they need it most.

Loan Amounts: $5,000 to $500,000
Loan Terms: 3 to 12 months
Security Requirements: Unsecured options available; larger loans may require a personal guarantee or asset security
Repayment Options: Fixed daily or weekly repayments
Funding Speed: Approvals in as little as 2 hours; funding possible within 24 hours
FundSpot is ideal for businesses looking for quick access to funds to cover short-term expenses, manage cash flow, take advantage of growth opportunities, or cover unexpected costs—without lengthy paperwork or delays.

 ava.fielding@clickcapital.com.au

Your Customer Success Manager: Ava Fielding

“Hi, I’m Ava Fielding – Customer Success Manager at ClickCapital. I’m here to make funding simple, stress-free, and tailored to your business goals. Whether you’ve got questions, need help with your application, or just want to chat through your options, I’m here to support you every step of the way.”

How to Get Support?

Click to Chat

Love at first loan? Our customers think so!

“The team at Clickcapital were amazing. I needed funds to fit out a new surgery. I applied online and within 2 days I had the money in my account”

Makayla Wray,

Owner of Pet Legion

“I have just taken on two new apprentices and we needed a capital injection to keep us going in between getting paid for jobs. Clickcapital’s Unsecured Business Loan was perfect for us. It kept us going in between being paid”

Dominic Lyttleton

Owner of Kohl Farms

Fast Funding for Holiday Inventory Boost!

“Clickcapital truly understands the needs of small businesses. When we needed quick funding to purchase new inventory for the holiday season, they made the process seamless. We had funds in our account within 48 hours!”

Nathan Caldwell

Seamless Expansion for a Growing Café!

“Expanding our café was a big step, and we needed extra working capital to hire staff and renovate. Clickcapital provided us with a flexible loan that worked perfectly for our needs. Highly recommend!”

Jessica Lane

Quick Business Loan Secured a Major Contract!

“We needed funding to take on a new commercial project, and banks were taking too long to respond. Clickcapital got us in touch with lenders immediately, and within days, we had the funds to secure the contract.”

Ben Thornton

Scaling an E-Commerce Brand with Fast Capital!

“As a growing e-commerce brand, we needed a short-term cash boost for our digital marketing campaign. Clickcapital helped us access funds quickly, allowing us to scale our sales and increase revenue.”

Emily Watson

Capital in Time to Secure a Game-Changing Deal!

“When an unexpected opportunity to buy equipment at a discounted price came up, we needed fast funding. Clickcapital’s team was responsive and efficient, making sure we didn’t miss out on the deal.”

Liam O'Connor

Got questions? We’ve got answers!

What types of loans does ClickCapital offer?
ClickCapital offers Small Business Loans, Business Line of Credit, Equipment Finance, and Vehicle Finance to help businesses grow and thrive.
How does the loan application process work?

Applying with ClickCapital is simple! Fill out our quick online application, upload your documents, and get approved within 24 hours. Fast, easy, and hassle-free!

What documents are required for my application?

To apply with ClickCapital, you’ll need:
6 months of bank statements
Your ABN/ACN
Valid identification

That’s it—simple and straightforward!

What is the minimum loan amount?
At ClickCapital, our minimum loan amount is $10,000, giving your business the boost it needs to grow!
Can I repay my loan early without penalties?
Yes! ClickCapital allows early repayments with no additional penalties, so you can pay off your loan faster and save on interest.
What is a Business Line of Credit?

A Business Line of Credit gives you flexible access to funds whenever you need them. You only pay interest on what you use, making it a smart solution for managing cash flow and unexpected expenses.

What industries does ClickCapital support?

ClickCapital provides funding for a wide range of industries, including retail, construction, healthcare, professional services, and more. If your business needs financing, we’re here to help!

How long are the repayment terms?

ClickCapital offers flexible repayment terms ranging from 3 to 60 months for most loans, and up to 25 years for Commercial Property Finance. We tailor financing to suit your business needs!

What happens if I miss a repayment?

If you miss a repayment, please contact ClickCapital as soon as possible. We’re here to help you explore options and minimize any additional fees.

How do I apply for a ClickCapital loan?

Applying is quick and easy! Simply fill out our short online application form on the ClickCapital website, and we’ll guide you through the next steps.