We don’t charge you a fee for our service. Each product has a different interest rate and each application will get a different rate depending on your credit score, industry and other business factors. Before you sign up to any of our products you will know exactly how much you will be paying. We have no hidden fees or charges.
No. We are 100% online. Everything can be done without you having to come to us or us coming to you. In the rare occasion when we have to do something face to face we will arrange something that is mutually agreeable.
We have the expertise to be able to asses each application on its merits. Not taking anything away from the banks they are good at what they do. But they don’t have the knowledge and skills to be able to assess small businesses on their ability to repay loans so they often say no without even looking at the business. We love saying yes.
We can often provide a response in one hour – if you apply during standard business hours and allow us to use an advanced bank verification system link to instantly verify your bank information online. If you choose to upload copies of your bank statements, we can provide a decision in as little as one business day.